It is the most potential cake in the Internet financial industry after crowdfunding. Its development momentum from 2010 to now is obvious to all. Especially since this year, it has become the most coveted fat in Internet finance. If at this time you are still stuck in the quagmire of the stock market and lamenting the low returns on baby products, then you are in trouble. Nowadays, using free money to play on the platform has become the hottest investment and financial management method nowadays. Xiao Cheng is a typical fan of online loan investment and a typical member of the army who transferred from the baby category. He has been exploring and learning investment and financial management skills since the initial rise of baby financial products. Later, as the interest rate of baby products became lower and lower, Xiaocheng began to shift his attention to this emerging industry. He was initially doubtful and afraid. However, through his own investment experience and a comprehensive comparison on multiple platforms, Xiaocheng finally decided to try the waters with diversified investment. And spread out your own RMB 10,000 to invest in Bank Wealth Management and Haochaidai respectively within three months.
Bank Xiaocheng chose Bank of Communications as his time deposit partner. The annual interest rate for three-month deposits is.
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Haochedai Haochedai has a special quarterly loan, which is exactly three months, mainly for the annual interest rate of vehicle mortgage loans.
In terms of interest rates, car loans are far superior to other methods. However, Xiao Cheng is not an investment novice and will not just be bought off by high interest rates. Risk control is still a factor that should be considered. Xiao Cheng understood that the risk control system of Haochedai adopts a risk control system to ensure the safety of investors’ principal. It also adopts a unique realization guarantee model. Once the borrower has problems, the mortgaged items can be The realization of cash is very consistent with Xiaocheng's investment psychology. After three months of comparison, Xiaocheng's investment income in Haochedai far exceeded his expectations. Xiao Cheng is very satisfied with the safe return of a car loan with the same funds under controllable risks.
I believe Xiaocheng’s story is not unique. Many people who have studied investment and financial management may have such an experience. Any investor who knows how to invest and manage money will understand that if you want to achieve wealth appreciation, you must manage your own funds reasonably and you must not only invest but also know how to invest.
Why you have to invest should not be a question you will ask me anymore!
Haochedai: Why you must invest in P2P