Anhui Changtian Asset Management Co., Ltd

For investors, choosing a good platform is like finding a good partner. Of course, the initial selection period is a tangled process. Both benefits and risks must be considered, and it is an eternal topic that must be considered. Especially now that various platforms are springing up like mushrooms after a rain, everyone will be happy if they choose right, but regret for life if they choose wrong. Picture
Capturing the hearts of investors, those who rely on ultra-high-yield platforms will rise and fall one after another, and they will never tire of it. However, there are still many investors who are willing to take risks in the face of temptation. As a result, very few investors have truly benefited. There are many cases where investors regretted it due to problems such as the platform running away and difficulty in withdrawing cash.
To this end, the person in charge of Haochedai reminds investors that when choosing a platform, you must compare it first. The unilateral data of one platform cannot be used as the final basis. Only by comparing multiple platforms and analyzing the advantages and disadvantages can you master the platform. Details. Take a good car loan as an example. The annualized rate of return is not among the highest in the industry. But if we compare another set of data, the effect will be obvious. With more money, the annualized return is the highest, and Renren Loan has the highest annualized return.
Investors will also think that low returns may be low risks. Lufax, Yili.com, and Hongling Venture Capital all reported bad debt rates of varying degrees. This is even true for such an established platform, not to mention those small platforms with weak foundations. Since its launch, Haochedai has maintained a leading domestic record of bad debt ratio. The person in charge of Haoche Loan also revealed that the reason why Haoche Loan’s bad debt rate is so low is that Haoche Loan uses a unique realization investment guarantee model. Once there is a problem with the borrower, Haoche Loan will directly notify the third-party agency and, based on the realization The guarantee agreement carries out a cash repurchase of the borrower's mortgaged assets, and the funds realized through the repurchase will be directly used to repay investors and fulfill the debt liquidation obligations, thus ensuring the safety of investors' funds. Coupled with the exclusively introduced risk control system, investors' funds are like entering a money-generating safe.
Based on the above comparison, it is not impossible for investors to want high returns and low risks. At least Haochedai has taken solid steps on this road and is at the forefront of the industry. Only by choosing such a platform can investors have a better and richer life path.